FUTURESCORE™ INDEX
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Building your picture…
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DESISQUARE™ · FINANCIAL DIGITAL TWIN & DESTIMATE™
Value your Future Net Worth.
A cross-border financial valuation engine for US and India households powered by DesiSquare™ Destimate™. Know your future worth, target freedom age, and exact value drivers.
Retirement readiness
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of plans stay fundedProjected future wealth
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at retirementPeer standing
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among comparable householdsRETIRE SCORE™ & DESTIMATE™ VALUATION RANGE
Your future worth, in ranges
Conservative case--
Likely Destimate™--
Optimistic case--
LIFE MILESTONE TIMELINE
Wealth accumulation by age
SCORE BREAKDOWN
CROSS-BORDER VIEW™
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Combined investable wealth
US -- India --
FINANCIAL BENCHMARK
How you compare
Comparison uses a simulated, privacy-protected sample in this MVP—not real peer records. The displayed peer median is illustrative and must be replaced by validated, anonymized cohort data before production.
Your retirement assets--
Peer median--
Comparable households--
VALUATION LEVERS
What adds value to your future?
Just like key household upgrades add net worth value, these strategic decisions add measurable value to your Destimate™.
LIFESCENARIO™
Try a different future.
CURRENT PLAN
Your current plan
A grounded view of the path you are already on.
Success probability--
Projected corpus--
CURATED PLANNING SUITE & SPECIALIZED CALCULATORS
5 Specialized Calculators in One Unified Engine.
1. RETIRESCORE™ · RETIREMENT FREEDOM CALCULATOR
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2026 SSA bend point estimate based on household earning history, claim age optimization, and COLA.2. EDUSCORE™ · DYNAMIC EDUCATION CALCULATOR
Four-year published tuition/fee scenarios, grown 4% yearly to college start for each child.3. TAXSMART™ · TAX OPTIMIZATION TOOL
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Includes 2026 federal brackets & selected state tax estimate. Excludes payroll, credits, and AMT.4. CROSSBORDER™ · ASSET FX & EXPOSURE TOOL
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Converted dynamically at 1 USD = 95.50 INR. Portfolio exposure lens, not tax residency advice.5. RESILIENCEGUARD™ · CASH RESERVE & DEPENDENT TOOL
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Factors in monthly adult dependent support (parents/in-laws) and 6-month essential spending reserve.💱 Forex Conversion Logic & Benchmarks: All USD and INR metrics convert dynamically using the live 2026 spot rate benchmark of 1 USD = 95.50 INR. Values in INR are formatted according to standard Indian numbering conventions (Crores for ≥ ₹10,000,000 and Lakhs for ≥ ₹100,000). Structural INR inflation (~5.5%/yr) and currency trends (~2.5%/yr USD/INR depreciation) are dynamically parameterized across Monte Carlo simulation paths.
DIASPORA-READY PLANNING COVERAGE
Plan beyond a single retirement number.
This coverage map identifies questions to investigate; it does not determine US, India, or other-country compliance. Engage qualified professionals before acting on cross-border tax, immigration, investment, estate, or insurance matters.
ESTATE · INCOME · FUNDING
Estate, income mix & education funding.
Deeper views that feed your recommended next moves — surfaced for transparency.
ESTATE & LEGACY SNAPSHOT
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RETIREMENT INCOME MIX
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EDUCATION FUNDING OPTIMIZER
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EVIDENCE & DATA PROVENANCE
Public assumptions, named and dated.
Every curated assumption has an owner, effective period, and direct reference. Refresh before decisions or production releases.
NEXT BEST MOVES™ · ACTIONABLE ADVICE ENGINE
Small decisions. Meaningful momentum.
Ranked by potential financial impact and probability of success for your household.